Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the website genvando.com, operated by Genvando, Lda., headquartered at Rua Augusta 274, 3.º Esq., 1100-053 Lisbon, Portugal, NIPC 517 348 291. By accessing or using this website, you agree to be bound by these terms. If you do not agree with any of these terms, you should cease using the website immediately.
1. Nature of Content
The website genvando.com is a financial literacy portal that provides educational materials, informational articles and simulation tools. All content is provided exclusively for educational and informational purposes. Genvando does not provide financial, investment, tax advisory or any other regulated services. No content on this website should be interpreted as financial advice, investment recommendation or offer of financial products.
2. Intellectual Property
All content on the website, including text, graphics, logos, images, data compilations and software, is the property of Genvando, Lda. or its licensors and is protected by Portuguese and European copyright and intellectual property legislation (Copyright and Related Rights Code — Decree-Law No. 63/85). Reproduction, distribution or modification without prior written authorisation is prohibited.
3. Acceptable Use
By using this website, you agree to: use the website only for lawful purposes and in compliance with these Terms; not use the website in a manner that could damage, disable or overload the infrastructure; not attempt to access restricted areas of the website without authorisation; not use automated devices to extract content without prior authorisation; not transmit material containing viruses or malicious code.
4. Contact Form
The contact form is intended exclusively for enquiries related to the portal's content. Genvando reserves the right not to respond to messages that do not fall within the scope of the educational services offered. Information submitted through the form is processed in accordance with our Privacy Policy.
5. Disclaimer
The content on this website is provided "as is" and "as available". Genvando does not guarantee that: the content is completely accurate, up-to-date or applicable to your particular situation; the website will be available continuously and free from errors; the results obtained from using simulation tools will be exact. Any potential return presented in any simulation or example is adjusted for risks and does not constitute a guarantee of future results.
6. Limitation of Liability
To the maximum extent permitted by Portuguese law, Genvando shall not be liable for any direct, indirect, incidental, consequential or punitive damages resulting from the use or inability to use this website or its content, including financial decisions made based on the information presented herein.
7. Applicable Law and Jurisdiction
These Terms and Conditions are governed by Portuguese law. Any disputes arising from the use of this website shall be submitted to the exclusive jurisdiction of the Lisbon District Courts, Portugal, in accordance with Article 71 of the Code of Civil Procedure.
8. External Links
This website may contain links to external websites that are not operated by Genvando. We have no control over the content and practices of these websites and assume no responsibility for them. The inclusion of external links does not imply endorsement or recommendation.
9. Changes to Terms
Genvando reserves the right to modify these Terms and Conditions at any time. Changes take effect upon publication on this page. Continued use of the website after publication of changes constitutes your acceptance of the new terms. We recommend checking this page periodically.
10. Contact
For questions about these Terms and Conditions, contact us at legal@genvando.com or by post to Genvando, Lda., Rua Augusta 274, 3.º Esq., 1100-053 Lisbon, Portugal.